Retirement Calculator

Tell us a few things about yourself, and this calculator can show whether you're on track for the retirement you want.

I am currentlyyears old and I'd like to retire at age.

Life expectancy must be greater than age at retirement.

Current age must be greater than 0.

Age at retirement must be greater than current age.

I currently make $per year before taxes.

Pre-tax income must be greater than 0.

I've already saved $ for retirement.

Current saved must be greater than or equal to 0.

I'm currently saving $per month.

Current saved must be greater than or equal to 0.


Please specify values in the 0 to 100 range for these input.

I need % of my pre-retirement income for spending in retirement.

Investment rate of return (Pre-retirement rate)


Investment rate of return (Post-retirement rate)


Rate of Increase in Annual Salary


Life expectancy

Life expectancy must be greater than age at retirement.

Inflation rate


How much will I need in retirement?

Oops! Looks like you're missing a field.



You're on track to have

You should plan to have


You’re on your way but we can help you close the gap.

You're crushing it! But there's no such thing as too much saving.

The average Stash investor saves $34.70/week for retirement in their IRA accounts. Are you ready to make your money work just as hard?

Join them and open an account today. It's just $5 to make your first investment.

Open an account

Let's get you on track

  1. Increase your monthly savings amount.

    Right now, you're saving $500 a month—that's 13% of your monthly income. If there's any wiggle room in your budget, bumping up your monthly retirement contribution is a great way to get the future you want, faster.

  2. Delay your retirement.

    Currently, you plan to retire at 67 years old. If you delay your retirement, even for just a few years, you could see a significant increase in your retirement savings potential.

  3. Spend less in retirement.

    Your monthly retirement spending is 70% your pre-retirement income. Although your ideal retirement lifestyle may need to change, spending less in your retirement years is actually a good way to make your money last.

This recommendation relies entirely on the responses you’ve provided regarding your risk tolerance. Stash does not verify the completeness or accuracy of such information. Investing Involves risk, including possible loss of principal. There can be no assurance that the results of this retirement calculator will be successful. This information should not be relied upon as research, investment advice or Tax advice. This information is strictly for illustrative and educational purposes and is subject to change.