Get paid up to two days early.

Make money moves on autopilot with direct deposit.

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Early Direct Deposit notification on iPhone
Savings growth over time chart.

This chart hypothetically illustrates how investments may impact the long-term value of investing in the market, assuming an annual growth rate of 8% (compounded annually). This is purely an illustration of mathematical principles and such results do not represent actual investing results and do not take into consideration fees, taxes, other account deposits, dividend reinvestment, time horizon or economic factors which can impact performance. Diversification, asset allocation, and dollar cost averaging does not ensure a profit or guarantee against loss. Client’s may achieve investment results materially different from the results portrayed. This example is for illustrative purposes only and is not indicative of the performance of any actual investment or investment strategy.

Take control of your money.

Hit your financial goals sooner with direct deposit—you can automatically save part of your paycheck with easy access to budgeting tools.

Calendar highlighting Wednesday.

How does early direct deposit work?

Once we're notified of an upcoming direct deposit, we’ll automatically credit your account— which can be up to two days early3!

Mobile banking app and stock back card.

Banking made better.

We can help you bank smarter with no hidden fees and access to easy wealth-building tools. Plus, enjoy bonus stock on every purchase with your Stock-Back® Card1.

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Frequently asked questions

How do I set up direct deposit?toggle answer

Direct deposit set-up can be automatic—just enter your payroll information and we’ll do the rest.

How does banking with Stash work?toggle answer

Your online bank account with Stash is designed to help you achieve greater financial freedom through smart money management.

The Stock-Back® Card.1
Use our debit card to shop at well-known brands, and we’ll reward you with pieces of matching stock. Instead of points that might expire, we want to give you stock that can actually grow in value over time.

No hidden fees.2
We want you to save and grow your money, not worry about hidden fees—so we don’t charge any. The FDIC-insured digital bank account has no overdraft fees, no minimum balance fees, no monthly maintenance fees, and no set-up fees. You also have access to over 19,000 fee-free ATMs nationwide, as well as fast cash deposits with no extra fee at participating retailers like CVS Pharmacy, Walgreens, and Walmart. (Limits may apply. Money should be available about 10 minutes after you complete deposit.)

Instant transfers.6
Transfers within Stash between your investment portfolio cash and your bank account are instant, eliminating the wait times that can come with external bank account transfers. So you can make your money moves—faster.

Early payday.3
Direct deposit users could get their paychecks up to 2 days early. It’s incredibly easy to set up direct deposit with Stash—you can even start by allocating a percentage of your paycheck to Stash and increasing from there.

App-friendly features.
Our banking and investing app features include: mobile check deposit, debit card lock and unlock,9 virtual card, real-time transaction alerts, recurring transfers, and digital wallet compatibility for both Apple Pay and Google Pay.

What is Stash?toggle answer

Stash is a personal finance app that can help anyone improve their financial life.

From budgeting to saving for retirement, Stash features banking, investing, and advice all in one app. We’ve helped millions of Americans reach their financial goals–all for one low monthly price.