You can invest for kids, $1 at a time.

Stash+ custodial accounts can teach kids about investing early.5

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Why invest for kids on Stash?


Invest for any child

You can invest for anyone under 18—even if you aren’t a parent.


Start with $1 or less

Invest in fractional shares of thousands of stocks and ETFs.


Automatic investing

Stay on track to goals with recurring investments.


Fund any dream

You can give the gift of college, a car, or an apartment.


Teach kids to invest

You can use Stash to introduce your child to investing.


Extras included

Personal investing, retirement saving, banking,2 and more.

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If you invest $5 a day from when a child is born, they could have over $73,000 by the time they turn 18.

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This hypothetical example assumes that a $5.00 principal exists with $5.00 invested a day for 18 years compounded daily using a 8% hypothetical annual rate of return. The projections reflect year-end values and do not account for taxes, fees, or withdrawals. Client’s actual account may be different for many reasons including, but not limited to, market fluctuations and volatility, changes in clients’ recurring investments, withdrawals, additional investments, time horizon, taxes and fees. Client’s should consider their objectives before investing. Investment outcomes and projections and hypothetical in nature. A client’s account balance may be more or less than their original investment. This example is for illustrative purposes only and is not indicative of the performance of any actual investment. Actual return and principal value may be more or less than the original investment. Past Performance does not guarantee future results.

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Designed for different needs and goals. You can switch or cancel anytime.§

Stash Beginner$1/month

Can work for: first-time budgeters and investors

  • Invest in fractional shares
  • Personal investment account
  • Bank account with no hidden fees2
  • Budgeting and saving tools
  • The Stock-Back® Card1
  • Advice and education
  • Payday up to 2 days early3
  • $1,000 of life insurance coverage through Avibra
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Stash Growth$3/month

Can work for: long-term savers and investors

  • Everything in Stash Beginner
  • Roth or Traditional retirement account (IRA)
  • Tax benefits for retirement investing4
  • Personalized retirement advice
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Can work for: families, debit card spenders, learning, savvy investors

  • Everything in Stash Beginner
  • Everything in Stash Growth
  • Two investing accounts for kids5
  • Earn 2x stock rewards when you spend

    In addition to 2x rewards on all qualifying purchases, Stash+ subscribers are exclusively eligible for bonus offers on certain purchases. See full T&C.

  • Monthly market insights report
  • Additional $9,000 of life insurance coverage through Avibra
Get Started

Frequently asked questions

What is a custodial account?chevron icon

A custodial account is an investment account (UGMA /UTMA) that you hold and make contributions to on behalf of a child under the age of 18 years old. You don’t have to be a parent to open a custodial account for a child—you can also be a guardian, family member, or friend. You (the custodian) will manage the money and investments in the account until the child reaches the “age of majority”, which varies by state but is normally 18 or 21 years old.

What are the benefits of a Stash custodial account?chevron icon

Rather than spending money on gifts that they’ll just outgrow, consider opening a custodial account for a child in your life. It can be a great way to give them a head start towards their future goals.

Thanks to fractional shares, you can invest in thousands of stocks and EFTs with $1—or less—on Stash. Even setting just a few dollars aside now can mean a big difference later.

Unlike some other saving vehicles for kids, the funds in a custodial account can be used for anything once the child turns 18 (21 in certain states). That could mean education, a first car or apartment, or any other opportunity.

A custodial account can be a great way to start educating your child about investing and personal finance. We’ll also provide ongoing education for you, to help you make confident decisions.

Banking and investing included
We currently offer custodial accounts through our Stash+ subscription plan. This is our premium plan offering, and it includes all of the money management tools, features, and account types we offer on Stash. In addition to your custodial accounts, you’ll also get a no hidden fee bank account, personal brokerage account, retirement account (Roth or Traditional), the metal double Stock-Back® Card, and a monthly market insights report.

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How do I set up a custodial account?chevron icon

Custodial accounts are only offered through our Stash+ subscription plan. Once you join Stash+, we’ll help walk you through the process of setting up your custodial account(s). To prepare, you’ll need the following information for each child:

  • Full legal name
  • Date of birth
  • Social security number

How much does a Stash custodial account cost?chevron icon

Stash offers three subscriptions plans, starting at just $1/month.† Two custodial accounts are included in Stash+.

Stash+ costs $9/month. It can work for people with kids, debit card spenders, and those who want to learn more and includes a personal brokerage account, banking with the metal double Stock-Back® Card, budgeting, personalized advice, a Roth IRA or Traditional IRA retirement account, custodial investment accounts for kids, and an exclusive monthly market insights report.

Compare all subscription plans →

What is Stash?chevron icon

Stash is a personal finance app that can help anyone improve their financial life.

From budgeting to saving for retirement, Stash unites banking,1 investing, and advice in one app that helps over 5 million people reach their financial goals—all for one low monthly price.

Give the gift of a
brighter future.

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and Privacy Policy.

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