You can invest for anyone under 18—even if you aren’t a parent.
Invest in fractional shares of thousands of stocks and ETFs.
Stay on track to goals with recurring investments.
You can give the gift of college, a car, or an apartment.
You can use Stash to introduce your child to investing.
Personal investing, retirement saving, banking,2 and more.
This hypothetical example assumes that a $5.00 principal exists with $5.00 invested a day for 18 years compounded daily using a 8% hypothetical annual rate of return. The projections reflect year-end values and do not account for taxes, fees, or withdrawals. Client’s actual account may be different for many reasons including, but not limited to, market fluctuations and volatility, changes in clients’ recurring investments, withdrawals, additional investments, time horizon, taxes and fees. Client’s should consider their objectives before investing. Investment outcomes and projections and hypothetical in nature. A client’s account balance may be more or less than their original investment. This example is for illustrative purposes only and is not indicative of the performance of any actual investment. Actual return and principal value may be more or less than the original investment. Past Performance does not guarantee future results.
Can work for: first-time budgeters and investors
Can work for: long-term savers and investors
Can work for: families, debit card spenders, learning, savvy investors
In addition to 2x rewards on all qualifying purchases, Stash+ subscribers are exclusively eligible for bonus offers on certain purchases. See full T&C.
A custodial account is an investment account (UGMA /UTMA) that you hold and make contributions to on behalf of a child under the age of 18 years old. You don’t have to be a parent to open a custodial account for a child—you can also be a guardian, family member, or friend. You (the custodian) will manage the money and investments in the account until the child reaches the “age of majority”, which varies by state but is normally 18 or 21 years old.
Rather than spending money on gifts that they’ll just outgrow, consider opening a custodial account for a child in your life. It can be a great way to give them a head start towards their future goals.
Thanks to fractional shares, you can invest in thousands of stocks and EFTs with $1—or less—on Stash. Even setting just a few dollars aside now can mean a big difference later.
Unlike some other saving vehicles for kids, the funds in a custodial account can be used for anything once the child turns 18 (21 in certain states). That could mean education, a first car or apartment, or any other opportunity.
A custodial account can be a great way to start educating your child about investing and personal finance. We’ll also provide ongoing education for you, to help you make confident decisions.
Banking and investing included
We currently offer custodial accounts through our Stash+ subscription plan. This is our premium plan offering, and it includes all of the money management tools, features, and account types we offer on Stash. In addition to your custodial accounts, you’ll also get a no hidden fee bank account, personal brokerage account, retirement account (Roth or Traditional), the metal double Stock-Back® Card, and a monthly market insights report.
Custodial accounts are only offered through our Stash+ subscription plan. Once you join Stash+, we’ll help walk you through the process of setting up your custodial account(s). To prepare, you’ll need the following information for each child:
Stash offers three subscriptions plans, starting at just $1/month.† Two custodial accounts are included in Stash+.
Stash+ costs $9/month. It can work for people with kids, debit card spenders, and those who want to learn more and includes a personal brokerage account, banking with the metal double Stock-Back® Card, budgeting, personalized advice, a Roth IRA or Traditional IRA retirement account, custodial investment accounts for kids, and an exclusive monthly market insights report.