Your investing journey starts here.

Each Stash subscription is built for long-term investing and wealth creation. Individual plans are designed to address a range of different financial needs and goals.

Stash Growth was made for beginners and includes all of our wealth-building basics, including access to a personal investing account, a retirement account,⁴ an automated investing account (Smart Portfolio),⁷ and the Stock-Back^® Card¹. It’s a good starting point if you’re new to saving and investing.

Stash+ is our premium plan offering, and it includes every tool, feature, and account type that we offer. Highlights include investment accounts for children,⁵ a Stock-Back^® Card that earns 1% stock on every swipe up to a $1000 per month,¹ and an extra $10,000 of life insurance coverage through Avibra.^‡ If you’re a debit card spender, have kids, or simply want to maximize the potential of your money on Stash, this plan could be right for you.

Yes. You can upgrade, downgrade, or cancel your Stash subscription plan at any time.^§ We understand that as life changes, your needs may change as well.

We’re all about transparency. Unlike other investment apps, we don’t have banking overdraft charges² or add-on transaction fees†—just a flat monthly subscription ($3 or $9 per month) for access to all your money needs. With Stash, we believe in providing bonuses back to you—like earning stock through your Stock-Back^® Card¹, which can grow in value over time. That’s in addition to enjoying wealth-building tools like fractional share investing, a retirement account,⁴ and unlimited financial advice.

Learn about plans and pricing →

Stash can give you everything you need to build wealth for the long-term. Here’s how Stash works.

1. Answer a few questions.
   When you first join Stash, we’ll get to know you by asking some questions. These help us understand your financial goals and provide useful, specific advice for things like investing and budgeting.

2. Pick a plan.
   Then, you’ll choose your subscription plan, starting at just $3/month. ^†
   With Stash, you'll have access to a personal brokerage account, a retirement account, and a Smart Portfolio. You’ll also receive the Stock-Back^® Card that lets you earn stock when you spend. And there’s even more benefits depending on the plan you choose, like budgeting and saving tools, advice and education and more.

3. Add money to Stash.
   You can add money to Stash automatically or manually. It only takes 5 minutes to set up direct deposit to send either all or a part of your paycheck straight to Stash. You can even receive your paycheck up to 2 days early.³

4. Budget, save, and create goals
   Use our automatic budgeting and saving tools to organize your cash and track your spending.

5. Invest your way.
   You’ve got options. Choose to invest in fractional shares with $5 or less—you can pick from thousands of stocks and ETFs. You can also shop and earn stock with the Stock-Back^® Card.¹

   Stash is built for long-term investing, not day-trading, so all of our market transactions execute during four trading windows each weekday. (Note: Availability of trading windows is dependent on market conditions and may be subject to limitations.)

Stash is 100 percent legit. From investments made to cash set aside, you can feel confident in the security of your money.

• Stash uses cutting-edge security features.

• Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).

  _{While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.}

• Stash offers access to FDIC-insured banking accounts through Stride Bank N.A., member FDIC.¹

Learn more about how we protect you and your assets →

Stash is a personal finance app that can help anyone improve their financial life.

From budgeting to saving for retirement, Stash features banking, investing, and advice all in one app. We’ve helped millions of Americans reach their financial goals–all for one low monthly price.