Your investing
journey starts
here.

Our plans make it easy to build
wealth on your own terms.

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To begin investing on Stash, you must be approved from an account verification perspective and open a brokerage account.

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Choose the plan that’s right for you.

Invest, bank and insure with ease. Switch or cancel anytime.§

Stash Growth

$3/month
Advice11
  • checkmarkFor growing personal finances
Investing access12
  • checkmarkPersonal Portfolio8
  • checkmarkSmart Portfolio7
  • checkmarkRetirement Portfolio4
Banking access1
  • checkmarkStock-Back® Card1
  • checkmarkGet paid up to 2 days early3
Insurance access
  • checkmark$1k life insurance offered by Avibra
Get started

Stash+

$9/month

Everything in Stash Growth.
Plus, you’ll also get:

Advice11
  • checkmarkFor family finances
  • checkmarkStash+ Market Insights
Investing access12
  • checkmark2 Kids Portfolios (custodial accounts)5
Banking access1
  • checkmark1% Stock-Back® up to $10001
Insurance access
  • checkmark$10k life insurance offered by Avibra
Get started

Each plan includes Financial Counseling services which is impersonal investment advice, as it relates to guides, reports, and education material about investing and financial planning. Each plan includes the option to open a brokerage account and a bank account. The subscription fee is due if a client is receiving Financial Counseling Services regardless of whether or not a client chooses to open and/or use a brokerage account. In order to obtain personalized investment advice, clients are required to complete the suitability questionnaire during registration, must be approved from an account verification perspective and open a brokerage account. Click here for more details.

Frequently asked questions

What Stash plan should I choose?

Each Stash subscription is built for long-term investing and wealth creation. Individual plans are designed to address a range of different financial needs and goals.

Stash Growth was made for beginners and includes all of our wealth-building basics, including access to a personal investing account, a retirement account,4 an automated investing account (Smart Portfolio),7 and the Stock-Back® Card1. It’s a good starting point if you’re new to saving and investing.

Stash+ is our premium plan offering, and it includes every tool, feature, and account type that we offer. Highlights include investment accounts for children,5 a Stock-Back® Card that earns 1% stock on every swipe up to a $1000 per month,1 and an extra $10,000 of life insurance coverage through Avibra. If you’re a debit card spender, have kids, or simply want to maximize the potential of your money on Stash, this plan could be right for you.

Can I change or cancel my Stash plan?

Yes. You can upgrade, downgrade, or cancel your Stash subscription plan at any time.§ We understand that as life changes, your needs may change as well.

Why does Stash charge a monthly fee?

We’re all about transparency. Unlike other investment apps, we don’t have banking overdraft charges2 or add-on transaction fees†—just a flat monthly subscription ($3 or $9 per month) for access to all your money needs. With Stash, we believe in providing bonuses back to you—like earning stock through your Stock-Back® Card1, which can grow in value over time. That’s in addition to enjoying wealth-building tools like fractional share investing, a retirement account,4 and unlimited financial advice.

Learn about plans and pricing →

How does Stash work?

Stash can give you everything you need to build wealth for the long-term. Here’s how Stash works.

  1. Answer a few questions.
    When you first join Stash, we’ll get to know you by asking some questions. These help us understand your financial goals and provide useful, specific advice for things like investing and budgeting.

  2. Pick a plan.
    Then, you’ll choose your subscription plan, starting at just $3/month.
    With Stash, you'll have access to a personal brokerage account, a retirement account, and a Smart Portfolio. You’ll also receive the Stock-Back® Card that lets you earn stock when you spend. And there’s even more benefits depending on the plan you choose, like budgeting and saving tools, advice and education and more.

  3. Add money to Stash.
    You can add money to Stash automatically or manually. It only takes 5 minutes to set up direct deposit to send either all or a part of your paycheck straight to Stash. You can even receive your paycheck up to 2 days early.3

  4. Budget, save, and create goals
    Use our automatic budgeting and saving tools to organize your cash and track your spending.

  5. Invest your way.
    You’ve got options. Choose to invest in fractional shares with $5 or less—you can pick from thousands of stocks and ETFs. You can also shop and earn stock with the Stock-Back® Card.1

    Stash is built for long-term investing, not day-trading, so all of our market transactions execute during four trading windows each weekday. (Note: Availability of trading windows is dependent on market conditions and may be subject to limitations.)

Is Stash safe?

Stash is 100 percent legit. From investments made to cash set aside, you can feel confident in the security of your money.

  • Stash uses cutting-edge security features.
  • Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).

    While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.

  • Stash offers access to FDIC-insured banking accounts through Stride Bank N.A., member FDIC.1

Learn more about how we protect you and your assets →

What is Stash?

Stash is a personal finance app that can help anyone improve their financial life.

From budgeting to saving for retirement, Stash features banking, investing, and advice all in one app. We’ve helped millions of Americans reach their financial goals–all for one low monthly price.

Join 5+ million people using Stash.

By using this website you agree to our Terms of Use and Privacy Policy. To begin investing on Stash, you must be approved from an account verification perspective and open a brokerage account.