Make your paycheck go further.

Plan your budget, manage your finances, and save for goals.

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and Privacy Policy.

Why budget and save with Stash?

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Simple budgeting

Separate your cash into spaces to stay organized.6

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Custom goals

Set target dates and amounts, then track your progress.

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Track spending

Analyze spending by category to see where you can save.7

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Automatic saving

Save more with recurring schedules and round-ups.

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The Stock-Back® Card

When you spend, we’ll give you stock.1

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Banking1 and investing

Manage your cash, investments, and retirement in one app.

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Together, Stashers have set aside over
$3.3 billion.

“Set Aside” is defined as complete incoming transfers from external funding sources to Stash across all account types including the debit account since 9/11/2015. This value does not factor in withdrawals. This is not an endorsement or a statement of satisfaction by any Stash client.

Pick your Stash.

Choose the plan that’s right for you. You can switch or cancel anytime.§

Stash Beginner$1/month

Can work for: first-time budgeters and investors

  • Invest in fractional shares
  • Personal investment account
  • Bank account with no hidden fees2
  • Budgeting and saving tools
  • The Stock-Back® Card1
  • Advice and education
  • Payday up to 2 days early3
  • $1,000 of life insurance coverage through Avibra
Get Started

Stash Growth$3/month

Can work for: long-term savers and investors

  • Everything in Stash Beginner
  • Roth or Traditional retirement account (IRA)
  • Tax benefits for retirement investing4
  • Personalized retirement advice
Get Started

Stash+$9/month

Can work for: families, debit card spenders, learning, savvy investors

  • Everything in Stash Beginner
  • Everything in Stash Growth
  • Two investing accounts for kids5
  • Earn 2x stock rewards when you spend

    In addition to 2x rewards on all qualifying purchases, Stash+ subscribers are exclusively eligible for bonus offers on certain purchases. See full T&C.

  • Monthly market insights report
  • Additional $9,000 of life insurance coverage through Avibra
Get Started

Frequently asked questions

How does Stash help me budget and save?chevron icon

As a saving, investing, and budgeting app, your Stash account comes with tools you can use to better manage your finances. Used together, they can help you get the most out of every dollar you earn and start building wealth.

Plan your budget
Our goals feature lets you separate the cash in your bank account into spaces for designated purposes. You can use this feature as a budget planner for rent, bills, groceries, an emergency fund, or your next vacation—your goals are completely customizable!6 You can even set a target date and dollar amount for each goal, and we’ll send you reminders to save to keep you on track.

Spending tracking and insights
We track your transactions in real-time and sort your spending into categories, such as Food & Drink, Shopping, and Bills. We also offer helpful insights into where your money is going.7 You can use this data analysis to identity areas you could cut back and save.

Automatic tools
You can pay your recurring bills automatically from your Stash banking account1, helping you avoid late fees or interest charges. We also offer automated saving and investing tools like round-ups, which automatically sets aside the spare change from your purchases for you to save or invest.

Early payday
Want to make Stash your complete financial home? Set up direct deposit for your pay and/or benefits.

Not only can you budget your paycheck easier and protect more of your money from hidden fees, but you could also get your pay up to 2 days earlier3 than your coworkers. That’s extra time you can use to pay your bills, plan your budget, and set aside cash to save and invest.

Can I save more with Stash?chevron icon

Yes! On average, Stashers save 3x more than the average American.* How? By using our unique combination of saving, banking, and investing tools to take control of their money—and their financial lives.

Stash can help you stick to a budget, save and invest regularly, and track your purchases—so you can start saving more and spending less. And when you do spend, our Stock-Back® Card1 rewards you with pieces of stocks and funds that have long-term growth potential. We’ll also be there for every step of your financial journey, providing customized advice and unlimited financial education.

*Stasher is defined as a Stash user with at least one investment account and a banking account with Stash and has received a direct deposit to their banking account in the last 30 days (as of March 16, 2020). Stashers saved approximately $340 per month on average during this time. This is calculated through a lookback at all money put into all of the Stash accounts listed above subtracted by the amount of money taken out of these accounts. The average American saves an average of $96 per month in 2019. This is calculated by multiplying the personal saving rate (generally viewed as the portion of personal income that is used either to provide funds to capital markets or to invest in real assets such as residences) and percentage of disposable income (money that households have available for spending and saving after income taxes have been accounted for), and then dividing by the number of months in a year. See here for more information. Stash does not offer an interest-bearing savings account. All analyses and calculations were made by Stash and do not necessarily reflect Green Dot Bank’s views or positions.

What is Stash?chevron icon

Stash is a personal finance app that can help anyone improve their financial life.

From budgeting to saving for retirement, Stash unites banking,1 investing, and advice in one app that helps over 5 million people reach their financial goals—all for one low monthly price.

How does Stash work?chevron icon

Stash can give you everything you need to manage your money and get more out of your paycheck. Here’s how Stash works.

  1. Answer a few questions
    When you first join Stash, we’ll get to know you by asking some questions. These help us understand your financial goals and provide you with useful advice for everything from budgeting to investing.

  2. Pick a plan
    Then, you’ll pick your subscription plan, starting at just $1/month.
    With Stash, you always get access to investing with a personal brokerage account, online banking,1 budgeting and saving tools, the Stock-Back® Card, and advice and education. Depending on the plan you choose, you can also add a retirement account (IRA) and custodial investment accounts for kids.

  3. Add money to Stash
    You can add money to Stash in two ways: direct deposit with early payday3 or link another bank to make recurring or one-time transfers.

  4. Bank, budget, and create goals
    Use our bank account and automatic budgeting and saving tools to organize your cash into different spaces,6 create goals, and track your spending.7

  5. Invest in fractional shares
    Once you’ve added cash to invest, you can immediately start investing in fractional shares of thousands of stocks and ETFs with $1 or less. Stash is built for long-term investing, not day-trading, so we only trade during four trading windows every day. (Note: Availability of trading windows is dependent on market conditions and may be subject to limitations.)

  6. Earn stock rewards
    Spend with your virtual or physical Stock-Back® Card to start earning pieces of stock from Stash as rewards for your everyday spending.1

Is Stash safe?chevron icon

Is Stash legit? Yes. From your investments to your cash, you can feel confident in the security of your money on Stash.

  • Stash uses cutting-edge security features.
  • Stash works to keep your spending safe and secure.
  • Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).
  • Stash offers FDIC-insured bank accounts through Green Dot Bank.

While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.

Bank Account Services provided by Green Dot Bank, Member FDIC. Investment products and services provided by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

Learn more about how we protect you and your assets →

How much does Stash cost?chevron icon

Stash offers three subscriptions plans, starting at just $1/month.

Stash Beginner costs $1/month. It can work for first-time budgeters and investors and includes banking with the Stock-Back® Card,1 investing, budgeting, and personalized advice.

Stash Growth costs $3/month. It can work for people who want to build wealth over the long run and includes banking with the Stock-Back® Card, investing, budgeting, personalized advice, and a Roth or traditional retirement account (IRA).

Stash+ costs $9/month. It can work for people with kids, debit card spenders, and those who want to learn more and includes banking with the metal double Stock-Back® Card, investing, budgeting, personalized advice, a Roth IRA or traditional IRA retirement account, custodial investment accounts for kids, and an exclusive monthly market insights report.

Compare all subscription plans →

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