Get rewarded with stock when you spend.
Earn Stock-Back® rewards—pieces of stocks and funds for your portfolio—just by swiping your Stash debit card.3
How It Works
Unlike most cards that earn rewards, this is a debit card, not a credit card.
Get rewarded with pieces of stock for spending your own money like you
normally would, and not for racking up debt through a credit card.
Stock-Back® rewards never expire. Instead, their value is tied to companies’ stock, which means they have the potential to grow with the rest of your portfolio.
Use your Stash debit card at your go-tos—the companies you believe in and shop at all the time—you can earn a piece of stock in those companies as a reward.
Stock-Back rewards earned disclosure
We’re always adding new companies where you can earn
Stock-Back bonuses—up to 3% extra!
Offer is subject to Terms & Conditions.
What is Stash?
Stash is a bank account that works with your investment portfolio. It’s also a debit card that rewards you with stock when you spend. Use it to build strong financial habits and achieve long-term financial freedom.Get started
Stock-Back rewards is our signature debit card rewards program that lets you earn pieces of stocks and funds back on qualifying purchases.
You’ll earn 0.125% Stock-Back rewards on all of your everyday purchases and up to 5% Stock-Back rewards at certain merchants with Stock-Back bonuses. For a full list and more details, see the terms and conditions.
For the most part, your regular purchases—including gas, groceries, and dining—will qualify for Stock-Back. Non-qualifying purchases include ATM withdrawals, gift or prepaid cards, and money orders. For a full list and more details, see the terms and conditions.
When you spend at companies that have stocks listed on our platform, like Walmart, Amazon, and Starbucks, you’ll earn Stock-Back rewards in those companies. When you spend anywhere else, like your local car wash, we’ll reward you with a diversified fund instead.
Stash offers three financial plans, starting at just $1/month*. Each plan comes with access to an optional bank account. Our no-hidden-fee bank account debit account has zero set-up, monthly, maintenance, minimum or overdraft fees. It also comes with over 19,000 fee-free ATMs6. You can learn more about the fees we do charge here.
Ready to take the next step? You can access a debit card with Stock-Back rewards in these Stash plans.
Maximize the power of every dollar.
Build the foundation of a healthy financial life.
Try out Stash and learn the basics
If you'd like to open a standalone retirement account for $2 per month, please call us.