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Banking & Investing

Included in: beginner, growth, stash+,

Get rewarded with stock when you spend.

Earn Stock-Back® rewards—pieces of stocks and funds for your portfolio—just by swiping your Stash debit card.3

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Stock-Back rewards earned

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Stock-Back rewards earned disclosure

How It Works

The debit card that unlocks stock.

Unlike most cards that earn rewards, this is a debit card, not a credit card.
Get rewarded with pieces of stock for spending your own money like you
normally would, and not for racking up debt through a credit card.

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Spend at
.

Get
stock.

Spend at

.

Get

stock.

Get rewards that can grow.

Stock-Back® rewards never expire. Instead, their value is tied to companies’ stock, which means they have the potential to grow with the rest of your portfolio.

Invest where you shop.

Use your Stash debit card at your go-tos—the companies you believe in and shop at all the time—you can earn a piece of stock in those companies as a reward.

debit card
stockbackicon coffeeicon travel
icon food

Stock-Back rewards earned

(as of )

Stock-Back rewards earned disclosure

Monthly Bonuses

Maximize your Stock-Back rewards every month.

We’re always adding new companies where you can earn
Stock-Back bonuses—up to 3% extra!

Offer is subject to Terms & Conditions.

What is Stash?

A way to make all your money work together.

Stash is a bank account that works with your investment portfolio. It’s also a debit card that rewards you with stock when you spend. Use it to build strong financial habits and achieve long-term financial freedom.

Get started

Learn more about
Stock-Back® rewards.

Need more info? Learn more about our bank account and Stock-Back rewards.

What are Stock-Back® rewards?

Stock-Back rewards is our signature debit card rewards program that lets you earn pieces of stocks and funds back on qualifying purchases.

How much stock will I earn?

You’ll earn 0.125% Stock-Back rewards on all of your everyday purchases and up to 5% Stock-Back rewards at certain merchants with Stock-Back bonuses. For a full list and more details, see the terms and conditions.

What purchases qualify for Stock-Back rewards?

For the most part, your regular purchases—including gas, groceries, and dining—will qualify for Stock-Back. Non-qualifying purchases include ATM withdrawals, gift or prepaid cards, and money orders. For a full list and more details, see the terms and conditions.

What stocks will I earn?

When you spend at companies that have stocks listed on our platform, like Walmart, Amazon, and Starbucks, you’ll earn Stock-Back rewards in those companies. When you spend anywhere else, like your local car wash, we’ll reward you with a diversified fund instead.

How much does the Stock-Back program cost?

Stash offers three financial plans, starting at just $1/month*. Each plan comes with access to an optional bank account. Our no-hidden-fee bank account debit account has zero set-up, monthly, maintenance, minimum or overdraft fees. It also comes with over 19,000 fee-free ATMs6. You can learn more about the fees we do charge here.

Stash Pricing

Choose the plan that’s
right for you.

Ready to take the next step? You can access a debit card with Stock-Back rewards in these Stash plans.

beginner

$1/ month*

Try out Stash and learn the basics

Learn more

growth

$3/ month*

Build the foundation of a healthy financial life.

Learn more

 stash+

$9/ month*

Maximize the power of every dollar.

Learn more
Get started

If you'd like to open a standalone retirement account for $2 per month, please call us.