The world’s only Stock-Back® Card.

Swipe and earn stock in the companies you spend at—on us.1

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and Privacy Policy.

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Why get the Stock-Back® Card?


Rewards that can grow

Earn pieces of stock that can grow in value over time.


Stock where you shop

Build a portfolio that reflects where you like to spend.


Debt-free rewards

Earn without debt or interest. No credit check needed.


Earn up to 5%

Enjoy bonus rewards at brands you know and love.


Automatic investing

Stash invests for you as you spend. No waiting.


Extras included

Your Stash also comes with a personal investment account.

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rewards earned.

(as of )

Stock-Back rewards earned disclosure

Pick your Stash.

Choose the plan that’s right for you. You can switch or cancel anytime.§

Stash Beginner$1/month

Can work for: first-time budgeters and investors

  • Invest in fractional shares
  • Personal investment account
  • Bank account with no hidden fees2
  • Budgeting and saving tools
  • The Stock-Back® Card1
  • Advice and education
  • Payday up to 2 days early3
  • $1,000 of life insurance coverage through Avibra
Get Started

Stash Growth$3/month

Can work for: long-term savers and investors

  • Everything in Stash Beginner
  • Roth or Traditional retirement account (IRA)
  • Tax benefits for retirement investing4
  • Personalized retirement advice
Get Started


Can work for: families, debit card spenders, learning, savvy investors

  • Everything in Stash Beginner
  • Everything in Stash Growth
  • Two investing accounts for kids5
  • Earn 2x stock rewards when you spend

    In addition to 2x rewards on all qualifying purchases, Stash+ subscribers are exclusively eligible for bonus offers on certain purchases. See full T&C.

  • Monthly market insights report
  • Additional $9,000 of life insurance coverage through Avibra
Get Started

Frequently asked questions

What is the Stock-Back® Card?chevron icon

The Stock-Back® Card is a debit card offered exclusively through Stash.1 When you use it to spend, we’ll reward you with pieces of stocks and funds on your purchases. It’s an easy, automatic way to help grow and diversify your investment portfolio, just by living your everyday life.

The Stock-Back card is backed by a FDIC-insured bank account with no hidden fees. That means no overdraft fees, no monthly maintenance fees, and no minimum balances, plus access to over 19,000 fee-free ATMs.2 Your Stash banking account also includes perks like smart budgeting tools and payday up to 2 days earlier through direct deposit.3

Learn about Stash banking accounts →

What stocks will I earn?chevron icon

When you spend at places that have stock listed on our platform—like Walmart, Amazon, Netflix, and Starbucks—we’ll give you stock in those companies. When you spend anywhere else, like your local car wash or pizza shop, we’ll reward you with the diversified fund (ETF) of your choice instead.

How much stock will I earn?chevron icon

You’ll earn 0.125% stock rewards on all of your everyday purchases, and up to 5% at certain merchants with bonuses. For a full list and more details, see the Terms and Conditions.

What purchases qualify for stock rewards?chevron icon

For the most part, your regular purchases—including gas, groceries, travel, and dining—will qualify for stock rewards. Non-qualifying purchases include ATM withdrawals, gift or prepaid cards, and money orders. For a full list and more details, see the Terms and Conditions.

How much does the Stock-Back® Card cost?chevron icon

Every Stash subscription plan includes the Stock-Back Card, at no additional cost to you.

Stash offers three subscriptions plans, starting at just $1/month.

Stash Beginner costs $1/month. It can work for first-time budgeters and investors and includes a personal brokerage account, banking with the Stock-Back® Card, budgeting, and personalized advice.

Stash Growth costs $3/month. It can work for people who want to build wealth over the long run and includes a personal brokerage account, banking with the Stock-Back® Card, budgeting, personalized advice, and a Roth or traditional retirement account (IRA).

Stash+ costs $9/month. It can work for people with kids, debit card spenders, and those who want to learn more and includes a personal brokerage account, banking with the double Stock-Back® Card, budgeting, personalized advice, a Roth IRA or Traditional IRA retirement account, custodial investment accounts for kids, and an exclusive monthly market insights report.

Compare all subscription plans →

What is Stash?chevron icon

Stash is a personal finance app that can help anyone improve their financial life.

From budgeting to saving for retirement, Stash unites banking,1 investing, and advice in one app that helps over 5 million people reach their financial goals—all for one low monthly price.

This is not an endorsement or a statement of satisfaction by any Stash client and is defined by the number of clients who have e-signed.

Is Stash safe?chevron icon

Is Stash legit? Yes. From your investments to your cash, you can feel confident in the security of your money on Stash.

  • Stash uses cutting-edge security features.
  • Stash works to keep your spending safe and secure.
  • Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).
  • Stash offers FDIC-insured bank accounts through Green Dot Bank.

While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.

Bank Account Services provided by Green Dot Bank, Member FDIC. Investment products and services provided by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

Learn more about how we protect you and your assets →

Want the card that unlocks stock?

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and Privacy Policy.

Get Stash