Invest on
the regular.

Smart Portfolio
now on Stash

Get started

In order to be eligible to open a Smart Portfolio, you must be approved from an account verification perspective and have an active brokerage account on Stash.

smart-portfolio-investing hero image

Why invest with a Smart Portfolio?§

pie-slice

Smart mix.

Our investment picks are guided by trusted financial research^ and your own risk level.

shares

Fractional shares.

Invest what you can
afford—start with $5.

set-schedule

Hands-off,
stress-free investing.

Just add cash to your Smart Portfolio, and we’ll take it from there.

dollarbill

Smart transactions.

Add or remove cash, and we’ll automatically move you closer to your ideal investment mix.

calendar

Smart rebalancing.

If your portfolio drifts 5% away from its target allocation, we’ll rebalance it quarterly.

plans

Flexible plans.

Stash Growth and Stash+ both include access to a Smart Portfolio.

Smart Portfolio is automated
for even easier investing.^
§This is a Discretionary Managed Account whereby Stash has full authority to manage according to a specific investment mandate. “Balance" is defined by buying underweight and overweight assets or selling them in correct proportions in an effort to bring you closer to the target allocation appropriate for your risk profile. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal. Stash does not guarantee any level of performance or that any client will avoid losses in the client’s account.
^The investment team at Stash built these portfolios with the goal of optimizing risk-adjusted returns. This is achieved by utilizing the diversification benefits highlighted by modern portfolio theory. The portfolios consist of well diversified ETFs that provide clients with broad exposure to the stocks of companies of all sizes across all industries and geographies and bonds of various issuers. The portfolios aim to optimize returns given a user’s overall risk profile.

Choose your Stash.

Smart Portfolios are included in our Stash Growth and Stash+ plans only.

Stash Beginner$1/month

Get started

Stash Growth$3/month

Get started

Stash+$9/month

Get started

Disclosure: For a select group of clients, each plan will include Financial Counseling Advice (i.e Impersonal Investment Advice) as it relates to one or more guides, education materials about investing and financial planning, along with access to open brokerage accounts and a bank account. The subscription fee is due if a client is receiving Financial Counseling Services regardless of whether or not a client elects to open and/or use a brokerage account. Click here for more details.

Frequently asked questions

How does investing with a Smart Portfolio work?

When you open a Smart Portfolio, we use your investing risk level and trusted financial research to build you a custom portfolio mix. All you need to do is add cash and we’ll take it from there. If your portfolio drifts 5% away from its target allocation, we’ll rebalance it quarterly.

Access to a Smart Portfolio is included in Stash Growth and Stash+. Learn about our plans →

Who should invest in a Smart Portfolio?

Beginner or pro, anyone can use a Smart Portfolio for hands-off, stress-free investing.

Can I still invest on my own?

Yes. You can still manage your own personal or retirement portfolios on Stash, plus add a Smart Portfolio if you choose.

What investment accounts does Stash offer?

In addition to personal brokerage accounts, Stash also offers retirement accounts (Traditional or Roth IRA)4 and custodial investment accounts5—also known as investment accounts for kids under 18 years old. Each of these accounts includes fractional share investing, automated tools, and unlimited advice.

Your access to these types of investment accounts depends on the Stash subscription plan that you choose. Our plans start at just $1/month, and you can switch or cancel at any time.§

Compare all subscription plans →

What is Stash?

Stash is a personal finance app that simplifies investing, making it easy and affordable for everyday Americans to build wealth and achieve their financial goals.

Stash was built with a simple philosophy: everyone should have access to investing. Thanks to fractional shares, anyone can invest in the stock market with $5 or less. And along with other investing and saving tools, like the Stock-Back® Card,1 Stash helps more than 5 million people reach their financial goals. (This is not an endorsement or a statement of satisfaction by any Stash client and is defined by the number of clients who have e-signed.)

Invest in yourself.
Start with $5.
Get started