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Feb 09, 2026

Trump Accounts: Invest Early

Get Ready for Trump Accounts!

Stay First. Stay Ready.

A new government-backed investing program, called “Trump Accounts”, is generating serious buzz for how it could help millions of children get a financial head start.

Details are still unfolding. But smart parents know one thing already: starting early matters.

That’s why Stash is opening a waitlist - so you can stay informed as new details emerge


Why Pay Attention Now - and Why Stash?

Time is your biggest advantage
The earlier investing begins, the more time money has to take advantage of compounding, market cycles, and recovery. 

Trusted by families
Investors trust Stash with over $5 billion in assets, and thousands of parents already use Stash Custodial Accounts to invest for their kids. When it comes to your child’s future, experience matters.

Build habits, not just savings
Helping kids invest early isn’t only about money. It’s about teaching financial confidence and smart habits that last a lifetime.

Be ahead of the rush
Joining the waitlist means you’ll be among the first to know what’s coming - and what steps to take next. No scrambling. No last-minute decisions.


What We Currently Understand

  • Who gets the government seed: Children born between January 1, 2025 and December 31, 2028 are expected to receive a $1,000 government-funded deposit if the program launches as proposed. Parents would need to make an election on the IRS’s new Form 4547 to establish an account and claim the government contribution once the program opens.

  • Older kids still eligible: Children born before January 1, 2025 would still be able to open an account - but without the $1,000 seed.

  • Contribution limits: Families are expected to be able to contribute up to $5,000 per year per child. Some proposals also allow employer contributions within that limit.

  • Timing: The program is not live yet. Details like exact launch timing, eligibility rules, and account mechanics are still being finalized.

We’re tracking updates closely and will share clear guidance as soon as details are confirmed.


Your Next Step

Join the waitlist today to stay in the know and be ready for what’s ahead.

Because the best time to invest in your child’s future was yesterday. The next best time is being ready today.


Written by

Ed Robinson

Ed Robinson is the CEO and co-founder of Stash, an industry-leading investing, banking and education platform empowering middle-class Americans to invest and build long-term wealth. Ed and his co-founder, Brandon Krieg, launched Stash in 2015 with the belief that all Americans deserve the advice, tools, and opportunity to begin their journey to financial freedom by investing in themselves, starting with just $5.