made easy.

Start with $5, on us.

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Offer is subject to Terms and Conditions. To be eligible to participate in this Promotion and receive your Bonus, you must complete the following steps on or after the Effective Date: (i) click through the link above and follow the interactive instructions displayed, AND (ii) successfully complete the designated registration process of opening an individual taxable brokerage account (a “Personal Portfolio”). In the event you only complete the designated registration process to receive the Financial Counseling Service (as defined in your Advisory Agreement) or do not otherwise complete the account opening process for an individual taxable brokerage account (“Personal Portfolio”), you will not be eligible to receive the Bonus.

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Why Stash?



Invest automatically.

Fractional shares make it easy to affordably invest—on your own with a personal portfolio or in a Smart Portfolio tailored for you.10



Invest in building wealth.

We can help you bank better with no hidden banking fees2 and access to early payday through direct deposit.3


Stock-Back® Card

Invest with every swipe.

The everyday card that helps you earn stock while you shop.1



Invest in yourself.

Take stock of your life—our three subscription plans help make it affordable and easy.



Invest in your future.

Our retirement options can help you ease into a more secure future.4



Invest in your children.

Stay focused on their long-term goals with our children’s investment accounts.5

Trusted by 5 million people.
This is not an endorsement or a statement of satisfaction by any Stash client and is defined by the number of clients who have e-signed

Frequently asked questions

How do I claim my $5 promo?

To receive your $5 to invest, simply sign up for Stash, complete your account and open a personal portfolio—then, we’ll give you your first $5 to invest. This promo is only available in your personal portfolio, and not redeemable for a Smart Portfolio.

How does investing with a Smart Portfolio work?

When you open a Smart Portfolio, we use your investing risk level and trusted financial research to build you a custom portfolio mix. All you need to do is add cash and we’ll take it from there. If your portfolio drifts 5% away from its target allocation, we’ll rebalance it quarterly.

Access to a Smart Portfolio is included in Stash Growth and Stash+. Learn about our plans →

What is Stash?

Stash is a personal finance app that can help anyone improve their financial life.

From budgeting to saving for retirement, Stash features banking, investing, and advice all in one app. We’ve helped millions of Americans reach their financial goals–all for one low monthly price.

How does Stash work?

Stash can give you everything you need to build wealth for the long-term. Here’s how Stash works.

  1. Answer a few questions.
    When you first join Stash, we’ll get to know you by asking some questions. These help us understand your financial goals and provide useful, specific advice for things like investing and budgeting.

  2. Pick a plan.
    Then, you’ll choose your subscription plan, starting at just $3/month.
    With Stash, you'll have access to a personal brokerage account, a retirement account, and a Smart Portfolio. You’ll also receive the Stock-Back® Card that lets you earn stock when you spend. And there’s even more benefits depending on the plan you choose, like budgeting and saving tools, advice and education and more.

  3. Add money to Stash.
    You can add money to Stash automatically or manually. It only takes 5 minutes to set up direct deposit to send either all or a part of your paycheck straight to Stash. You can even receive your paycheck up to 2 days early.3

  4. Budget, save, and create goals
    Use our automatic budgeting and saving tools to organize your cash and track your spending.

  5. Invest your way.
    You’ve got options. Choose to invest in fractional shares with $5 or less—you can pick from thousands of stocks and ETFs. You can also shop and earn stock with the Stock-Back® Card.1

    Stash is built for long-term investing, not day-trading, so all of our market transactions execute during four trading windows each weekday. (Note: Availability of trading windows is dependent on market conditions and may be subject to limitations.)

How much does Stash cost?

We offer two affordable monthly plans, Stash Growth and Stash+.

Stash Growth costs $3/month. Ideal for first-time investors, this plan includes a personal investment account, the Stock-Back® Card,1 and saving tools. You’ll also get personalized advice geared toward your goals, along with a Roth or Traditional retirement account (IRA),4 an automated investing account (Smart Portfolio),7 and $1,000 of life insurance coverage through Avibra.

Stash+ costs $9/month. It’s a great choice for savvy wealth builders and debit card spenders. It includes a personal investment account, and a Stock-Back® Card that earns 1% back in stock on every swipe, up to $1000 per month.1 Stash+ also gives you access to investment accounts for kids,5 a Roth IRA or Traditional IRA retirement account,4 and an automated investing account (Smart Portfolio)7. That’s in addition to personalized advice, an exclusive monthly market insights report, savings tools, and $10,000 of life insurance coverage through Avibra.

Why does Stash charge a monthly fee?

We’re all about transparency. Unlike other investment apps, we don’t have banking overdraft charges2 or add-on transaction fees†—just a flat monthly subscription ($3 or $9 per month) for access to all your money needs. With Stash, we believe in providing bonuses back to you—like earning stock through your Stock-Back® Card1, which can grow in value over time. That’s in addition to enjoying wealth-building tools like fractional share investing, a retirement account,4 and unlimited financial advice.

Learn about plans and pricing →

Is Stash safe?

Stash is 100 percent legit. From investments made to cash set aside, you can feel confident in the security of your money.

  • Stash uses cutting-edge security features.
  • Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).

    While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.

  • Stash offers access to FDIC-insured banking accounts through Stride Bank N.A., member FDIC.1

Learn more about how we protect you and your assets →

What is Stash’s mission?

Stash is on a mission to empower everyday Americans to build wealth. We believe every financial decision can be an investment in your future—that’s why our tools and products are designed to help people achieve greater financial freedom.

Unlike a lot of other financial companies, we’re here to help build healthy financial habits, hit money goals, and remove long-standing barriers to building wealth.

By giving Stashers access to simple, affordable investing and unlimited financial education, we remove what we consider to be the two biggest barriers stopping everyday Americans from building wealth: inaccessibility and lack of financial literacy.

In their place, we’ve created a clear path to better financial futures for all Americans.

Invest in yourself.
Start with $5.

By using this website you agree to our Terms of Use and Privacy Policy.To begin investing on Stash, you must be approved from an account verification perspective and open a brokerage account.