To begin investing on Stash, you must be approved from an account verification perspective and open a brokerage account.
Buy from well-known brands and automatically receive a piece of stock in that company. Or, get rewarded with a default investment that you choose when you shop local or at privately owned companies.1
Become part owner in well-known brands.
The stock rewards you earn can grow over time.
Diversify your portfolio through everyday purchases.
We can help you build wealth with no overdraft or minimum balance fees.2
Lock and unlock your Stock-Back® Card with a single tap.9
Find thousands of no-fee ATMs with your Stock-Back® Card.2
Pay on the go when you add the Stock-Back® Card to your digital wallet.
Use Round-Ups and recurring transfers to invest on the regular.18
Track your spending with Stash’s money management tools.
Sign up for Stash, deposit at least $1 in your Stash banking account and you are set—your card can be used instantly with your digital wallet.Get started
Simple investing and smart banking are at the core of every Stash subscription plan. Your online bank account with Stash is designed to help you achieve greater financial freedom through smart money management.
The Stock-Back® Card.1
Use our debit card to shop at well-known brands, and we’ll reward you with pieces of matching stock. Instead of points that might expire, we want to give you stock that can actually grow in value over time and help keep you out of credit card debt.
No hidden fees.2
We want you to save and grow your money, not worry about hidden fees—so we don’t charge any. The FDIC-insured digital bank account has no overdraft fees, no minimum balance fees, no monthly maintenance fees, and no set-up fees. You also have access to over 19,000 fee-free ATMs nationwide, as well as fast cash deposits with no extra fee at participating retailers like CVS Pharmacy, Walgreens, and Walmart. (Limits may apply. Money should be available about 10 minutes after you complete deposit.)
Transfers within Stash between your investment portfolio cash and your bank account are instant, eliminating the wait times that can come with external bank account transfers. So you can make your money moves—faster.
Our direct deposit users could get their paychecks up to 2 days early. It’s incredibly easy to set up direct deposit with Stash—you can even start by allocating a percentage of your paycheck to Stash and increasing from there.
Our banking and investing app features include: mobile check deposit, debit card lock and unlock,9 virtual card, real-time transaction alerts, automatic bill pay and check mailing, recurring transfers, and digital wallet compatibility for both Apple Pay and Google Pay.
Stash is a personal finance app that can help anyone improve their financial life.
From budgeting to saving for retirement, Stash unites banking, investing, and advice all in one app that helps over 6 million reach their financial goals–all for one low monthly price.
Absolutely! Stash has over 19k no-fee ATMs. Click here to find one near you.
Every Stash subscription plan includes the Stock-Back® Card, at no additional cost to you.
Stash offers three easy plans for long-term investing, starting at just $1/month.†
Stash Beginner costs $1/month. It can work for first-time budgeters and investors. It includes a personal investment account, the Stock-Back® Card,1 saving tools, personalized advice, and $1,000 of life insurance coverage through Avibra.‡
Stash Growth costs $3/month. It can work for people who want to expand their long-term wealth building plan. It includes a personal investment account, the Stock-Back® Card, saving tools, personalized advice, a Roth or Traditional retirement account (IRA),4 and $1,000 of life insurance coverage through Avibra.‡
Stash+ costs $9/month. It can work for savvy wealth builders and debit card spenders. It includes a personal investment account, a Stock-Back® Card that earns double stock,1 saving tools, personalized advice, a Roth IRA or Traditional IRA retirement account, investment accounts for kids,5 an exclusive monthly market insights report, and $10,000 of life insurance coverage through Avibra.‡
For the most part, your regular purchases—including gas, groceries, travel, and dining—will earn you stock. Non-qualifying purchases include ATM withdrawals, gift or prepaid cards, and money orders. For a full list and more details, see the Terms and Conditions.
You’ll earn 0.125% stock on all of your everyday purchases, and up to 5% at certain merchants with bonuses. For a full list and more details, see the Terms and Conditions.
Your Stock-Back® Card card works in over 125 countries—this includes purchases, ATM withdrawals, and online transactions.