made easy.

Forget day trading. Our app helps you build long-term wealth your way—$5 at a time.

Get started

To begin investing on Stash, you must be approved from an account verification perspective and open a brokerage account.

Portrait of a smiling man with his arm around a woman who is also smiling.
An iphone running the stash investing app showing investing advice on how to manage portfolio mix and diversification options.

Learn how to invest.

We’ll help you build and manage a diversified portfolio with personalized advice based on your risk level.

Find the right investments for you.

Browse thousands of stocks and ETFs. Get detailed info on each one.

Explore now
A mobile phone showing $5,125.34 balance in a retirement account.
Invest in your future.
Get a head start on tomorrow with a retirement account. Choose from a traditional or Roth IRA account.4
Retirement Portfolio is an IRA (Traditional or Roth) and is a non-discretionary managed account. Stash does not monitor whether a customer is eligible for a particular type of IRA, or a tax deduction, or if a reduced contribution limit applies to a customer. These are based on a customer’s individual circumstances. You should consult with a tax advisor.

Roth IRA: Withdrawals of the money (Contributions) you put in are penalty and tax free. Prior to age 59½, withdrawals of interest and earnings are subject to income tax and a 10% penalty. All earnings are tax free at age 59½ or older, assuming your first contribution was more than 5 years prior. Income Eligibility applies.

Traditional IRA: Withdrawing
prior to age 59½, generally means you’re subject to income tax and a 10% penalty. Withdrawals after age 59½ are only subject to income tax but no penalty.

Choose the plan that’s right for you.

Invest, bank and insure with ease. Switch or cancel anytime.§

Stash Growth

  • checkmarkFor growing personal finances
Investing access12
  • checkmarkPersonal Portfolio8
  • checkmarkSmart Portfolio7
  • checkmarkRetirement Portfolio4
Banking access1
  • checkmarkStock-Back® Card1
  • checkmarkGet paid up to 2 days early3
Insurance access
  • checkmark$1k life insurance offered by Avibra
Get started



Everything in Stash Growth.
Plus, you’ll also get:

  • checkmarkFor family finances
  • checkmarkStash+ Market Insights
Investing access12
  • checkmark2 Kids Portfolios (custodial accounts)5
Banking access1
  • checkmark1% Stock-Back® up to $10001
Insurance access
  • checkmark$10k life insurance offered by Avibra
Get started

Each plan includes Financial Counseling services which is impersonal investment advice, as it relates to guides, reports, and education material about investing and financial planning. Each plan includes the option to open a brokerage account and a bank account. The subscription fee is due if a client is receiving Financial Counseling Services regardless of whether or not a client chooses to open and/or use a brokerage account. In order to obtain personalized investment advice, clients are required to complete the suitability questionnaire during registration, must be approved from an account verification perspective and open a brokerage account. Click here for more details.

The Wallet

Making sense of your cents with financial news, resources, and weekly tips.

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Frequently asked questions

How does investing on Stash work?toggle answer

Stash is a personal finance app that can be used to help you build long-term wealth via a personal brokerage account. Here are a few ways you can utilize it.

Invest in fractional shares.
On the Stash platform, you can start buying pieces of stocks and funds with as little as 1¢ (or 5¢ for investments priced over $1,000 per share). You get unlimited trades, with no add-on trading commissions charged. Stash is built for long-term investing, not day-trading, so we only trade during four trading windows every day. (Note: Availability of trading windows is dependent on market conditions and may be subject to limitations.)

Pick your own stocks.
Unlike some other investing apps, you have the freedom to choose the stocks and funds that you want to invest in on Stash. We offer thousands of investments on our platform, and we’re frequently adding more. Browse our stocks and funds—you’ll probably see companies you know.

Need help building out your portfolio? Our diversification score feature analyzes how diversified your current mix of investments is, then recommends investments that align with your investor profile and can help improve your score.9

Use automated investing tools.
We offer several automated tools that can help make it easier for you to invest regularly and build wealth. You can set a custom schedule of recurring investments on a weekly, biweekly, or monthly basis. You can also opt into Stock Round-Ups, which automatically sets aside the spare change from your Stock-Back® Card1 purchases and invest them for you.

Get unlimited investing advice.
Many Stashers are beginner investors—but whether you’re a beginner or pro, we want you to learn how to invest with confidence on Stash. That’s why every Stash plan includes unlimited personalized advice and ongoing financial education. You can also subscribe to our weekly newsletter, The Wallet, to get the latest news and relevant resources delivered straight to your inbox.

Shop. Get stock. On us.
With every Stash plan also includes a no hidden fee2 bank account paired with the Stock-Back® Card.1 With the Stock-Back® Card, everyday spending can become small pieces of stock in companies you know. It’s an easy, automatic way to build and diversify your portfolio—at no extra cost to you.

Is Stash good for beginner investors?toggle answer

Stash is built for beginners (and everyone in between). You can count on us to help every step of the way:

  • Boost your investing confidence with our financial guidance.
  • Make your first investment with personalized advice tailored to your risk profile.
  • Shop like an investor —we make it easy with the Stock-Back® Card.1
  • Grow your knowledge with Stash tips, tools, and insights.

Why should I start investing?toggle answer

Investing can be a critical part of building wealth. As time passes, inflation can eat away at the value of your saved cash—making it worth less over the years. On the other hand, the average annual return of the S&P 500 has been around 8%, historically. Even if it’s just $1 at a time, it’s important to start investing as soon as possible so you can maximize your money’s growth potential and take advantage of compound returns over the years.

What is Stash?toggle answer

Stash is a personal finance app that can help anyone improve their financial life.

From budgeting to saving for retirement, Stash features banking, investing, and advice all in one app. We’ve helped millions of Americans reach their financial goals–all for one low monthly price.

Is Stash safe?toggle answer

Stash is 100 percent legit. From investments made to cash set aside, you can feel confident in the security of your money.

  • Stash uses cutting-edge security features.
  • Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).

    While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.

  • Stash offers access to FDIC-insured banking accounts through Stride Bank N.A., member FDIC.1

Learn more about how we protect you and your assets →

What investment accounts does Stash offer?toggle answer

In addition to personal brokerage accounts, Stash also offers retirement accounts (Traditional or Roth IRA),4 Smart Portfolio,7 and custodial investment accounts5—also known as investment accounts for kids under 18 years old. Each of these accounts includes fractional share investing, automated tools, and unlimited advice.

Your access to these types of investment accounts depends on the Stash subscription plan that you choose. Our plans start at just $3/month, and you can switch or cancel at any time.§

Compare subscription plans →