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as you spend.Get the Stock-Back^® Card—the debit card that rewards you with stock.¹Learn more →
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about all things Stash.Learn more →

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Automated investing.Let us invest for you based on your goals.Learn more →
Invest your way.Choose your own stocks, ETFs, and more with expert guidance.Learn more →
Earn up to 3% in stock
as you spend.Get the Stock-Back^® Card—the debit card that rewards you with stock.¹Learn more →
Learn
Pricing
StashWorks
Support Center.Get answers and contact Stash Support
about all things Stash.Learn more →

Home|Investing

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Taxes & Retirement

Investing

PAGE 14

Jul 26, 2023

Types of Cryptocurrency: Top 10 Cryptocurrencies

Jul 18, 2023

What are I Bonds?

Jul 17, 2023

What Is an ETF? Definition and Guide

Jul 12, 2023

What Are Altcoins? Alternative Coins, Explained

Jul 07, 2023

What Is a Stablecoin?

Jul 06, 2023

What Is Dividend Yield?

Jun 15, 2023

What Is an Index Fund and How Does it Work?

Jun 13, 2023

Preferred vs. Common Stock

Jun 08, 2023

What Does It Mean To Be a Shareholder?

Jun 05, 2023

ETFs vs. Mutual Funds: Which Is Right for You?

May 26, 2023

Bonds vs. Stocks: What’s the Difference?

May 24, 2023

What Is a Bond?

Page 14

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The Monthly Wrap Fee is $12.00 and you’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash. Subscription plans and pricing are subject to change.
^*App Store ratings are based on user ratings that are recorded through surveys structured to make it equally easy for a participant to provide favorable and unfavorable responses and are subject to change. Reported ratings are as of May 2025. Ratings are independently compiled by Apple, and Stash cannot change or hide reviews. Stash compensates Apple for hosting our app, but not for collecting or compiling reported ratings. Subscriber and assets managed statistics based on Stash internal data as of October, 2025.
^†Stash provides access to investment and banking accounts under each subscription plan. Each account type is subject to different regulations and limitations. Stash Monthly Subscription Wrap Fee is $12 per month. You will also pay standard expenses included in ETF pricing and any applicable ancillary service fees charged by Stash or its custodian. Additional fees apply to the bank account. See the Advisory Agreement and Deposit Account Agreement for details.
^§ Additional steps to close your investment accounts may apply and can delay the account canceling process.
^‡Group life insurance coverage provided through Avibra, Inc. Stash is a paid partner of Avibra. Only individuals ages 18-54 and who are residents of one of the 50 U.S. states or DC are eligible for group life insurance coverage, subject to availability. Individuals with certain pre-existing medical conditions may not be eligible for the full coverage above, but may instead receive less coverage. All insurance products are subject to state availability, issue limitations and contractual terms and conditions, any of which may change at any time and without notice. Please see Terms and Conditions for full details. Stash may receive compensation from business partners in connection with certain promotions in which Stash refers clients to such partners for the purchase of non-investment consumer products or services. Clients are, however, not required to purchase the products and services Stash promotes.
^ΔBased on Stash internal data as of January 31, 2025. "Set Aside" refers to incoming transfers from external funding sources into all Stash brokerage account types. This figure reflects deposits only and does not account for withdrawals.

Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Any earned stock rewards will be held in your Stash Invest account. Investment products and services provided by Stash Investments LLC and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
Stock rewards earned with the Stash Stock-Back® Debit Mastercard® are fulfilled by Stash Investments LLC and subject to Terms and Conditions. 3% Stock-Back® rewards available only for qualified bonus merchants on Stash. See Bonus Rewards Terms & Conditions. All Stock-Back® rewards contribute to a single $10 per month cap, after which you will earn 0.125%. To earn stock, you must use your card for a qualifying purchase. Cash withdrawals, money orders, prepaid cards, and person-to-person (P2P) payments do not qualify. If you make a qualifying purchase at a merchant that is not publicly traded or not available on Stash, you will receive your reward in an ETF or other eligible investment from a list available on Stash. You are responsible for the standard fees and expenses reflected in the pricing of the investments you earn, as well as any applicable ancillary service fees. Investment products and services provided by Stash Investments LLC, including investment rewards paid via the Stash Stock-Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
Get fee-free transactions at any Allpoint ATM, see the app for location details, otherwise out-of-network ATM fees may apply. For a complete list of fees please see the Deposit Account Agreement for details.
Early access to direct deposit funds depends on when the payor sends the payment file. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
Stash does not monitor whether a customer is eligible for a particular type of IRA, or a tax deduction, or if a reduced contribution limit applies to a customer. These are based on a customer’s individual circumstances. You should consult with a tax advisor.
The money in a custodial account is the property of the minor.
Not all stocks pay dividends, and dividend payments are not guaranteed. Dividends are generally taxable income and may be subject to additional taxes. Refer to IRS guidance for more information.
A Smart Portfolio is an account that Stash has full authority to manage. Stash-Managed Portfolios with balances equal to or exceeding $1000, calculated daily, are subject to an additional fee of 0.25% of the account balance charged every three months. Diversification and asset allocation do not guarantee profits or protect against loss, including loss of principal.
Stash does not rebalance portfolios or otherwise manage Personal Portfolio Accounts. Recommendations through the Diversification Analysis tool and the AI Money Coach tool are considered personalized investment advice. No asset allocation is a guarantee against loss of principal.
To be eligible to receive a Stock Reward through StockParty, you must complete the account registration process and open a Personal Portfolio account in good standing. This program is subject to Terms and Conditions.
If you purchase this plan, you will receive impersonal investment advice, as guides, reports, and other educational materials about investing and financial planning. Each plan includes the option to open a brokerage account and a banking account. The subscription fee is due if you receive Financial Counseling Services, whether or not you open or use a brokerage account. To receive personalized investment advice, you must complete the suitability questionnaire during registration, be approved through account verification, and open a brokerage account.
You may subsequently choose to open one or more investment advisory account(s). To begin investing on Stash, you must be approved from an account verification perspective and open a brokerage account.
This Program is subject to terms and conditions. In order to participate, a user must comply with all eligibility requirements and make a qualifying purchase with their Stock-Back^® Card. All funds used for this Program will be taken from your Stash Banking account^†.
Unpaid client testimonials. Not representative of all clients and not a guarantee. See Apple App Store and Google Play reviews. Immaterial changes have been made to these quotes for editorial purposes.
3% retirement account match given only on net contributions completed within a given month and available only on eligible contributions, up to your annual limit. Rewards are subject to an Early Removal Fee as defined in the terms and conditions. See Terms and Conditions for details.
A Stash-Managed IRA is an account that Stash has full authority to manage and are subject to an additional fee of 0.25% of the account balance charged twice per year, when we rebalance your portfolio.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. Nothing on this website constitutes an offer, solicitation, or recommendation to buy or sell any security, or tax, legal, or investment advice. Any historical returns, projected returns, or probability estimates are hypothetical and may not reflect actual future performance. Fictional account holdings shown are for illustrative purposes only and are not recommendations. All investments involve risk and may lose value.
By clicking on any third-party links above, you will leave Stash’s website and be directed to a non-affiliated site. The privacy and security practices of those sites may differ from Stash’s. Stash is not responsible for their privacy or security practices. We encourage you to review their privacy policies before providing personal information.
Individuals featured on this website may be paid actors, Stash employees, or AI-generated. Where AI is used, any resemblance to actual persons is coincidental.
By using this website, you agree to our Terms of Use and Privacy Policy. and acknowledge that the information provided is for informational purposes only.
Stash does not provide comprehensive financial planning services. Stash Financial, Inc. is a digital financial services company offering products to U.S.-based consumers. Stash is not a bank or depository institution. Advisory products and services are offered by Stash Investments LLC, an SEC registered investment adviser.
Stash Capital LLC, an SEC registered broker-dealer and member FINRA/SIPC, acts as introducing broker for Stash’s advisory accounts. Apex Clearing Corporation, a third-party, SEC registered broker-dealer and member FINRA/SIPC, provides clearing and execution services and serves as qualified custodian for advisory assets. To note, SIPC coverage does not insure against the potential loss of market value. FINRA BrokerCheck reports for Apex Clearing are available at https://brokercheck.finra.org/.
Investment products offered by Stash Investments LLC and Stash Capital LLC are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Market data Source: LSEG Data & Analytics, in partnership with: LSEG FX, in collaboration with: LSEG Risk Intelligence.
For more information, see our disclosures.
Stash supports an accessible internet. If you have any questions about our features, please contact us at accessibility@stash.com. Information provided by Stash Support is for informational and general educational purposes only and is not investment or financial advice.
Stash's AI Money Coach provides general guidance based on your personal information available to Stash. It does not reflect your complete financial situation. Responses may be incomplete or inaccurate and should not be your sole source of financial guidance.
Trustpilot ratings are based on user reviews collected through surveys designed to make it equally easy for users to leave positive or negative feedback. Ratings are subject to change and are reported as of May 2025. Ratings are independently compiled by Trustpilot, and Stash cannot change or hide reviews. Stash pays Trustpilot for business support services, but not to collect, calculate, or modify ratings or reviews.
Email: support@stash.com Tel: (800) 205-5164
Google Play and the Google Play logo are trademarks of Google, Inc.
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STASH, StashInvest, and Stock-Back are registered trademarks of Stash Financial, Inc.
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