How to start investing the simple, guided way
We'll help you pick an amount and set up a portfolio tailored to your goals.
I Want to Start Investing But...
Pick the one that holds you back the most
How to start in 4 simple steps with Stash
Tell us your goals
Get your personalized investing plan
Make investing an automatic habit
Invest consistently and earn more rewards
Tell us your goals
Get your personalized investing plan
Make investing an automatic habit
Invest consistently and earn more rewards
“I use Stash because it's easy. All of my life I wanted to invest but thought it was super complicated, or thought you needed a bunch of money. But Stash has made it super easy and took out all of the guess work.”
— Maritza C., Verified Stash Member
The Cost of Waiting To Invest
Age 18-60
One-time investment
Recurring weekly
The cost of waiting
Waiting just 2 years could cost you $69,024 in lost growth. Even imperfect timing beats waiting for the “perfect” moment.
Value by age 65 based on S&P 500 historical returns (~10% annually)
Past performance does not guarantee future results.
The Stash Way of Investing
Consistency Is Key
- Over 80% of pros can't beat the market, even over decades.21
- Investing regularly helps smooth the ups and downs.22
- Staying steady outperforms chasing the "right moment."22
Think Long-Term
- $10,000 invested 30 years ago would be about $240,000 today.23
- The S&P 500 has averaged about 10% a year since 1928.24
- U.S. stocks have ended positive every 20-year stretch since 1919.25
Diversify Your Holdings
- About two-thirds of individual stocks underperform the market.26
- Mixing stocks, bonds, and other assets helps steady returns.27
- Spreading money across different investments reduces risk.27
Why advice beats going it alone
| Stash with Advice | No-advice DIY app | |
|---|---|---|
| Investment selection | Smart Portfolio or expert nudges | You research alone |
| Fractional shares | Always (invest by dollar) | Sometimes |
| Automation | Auto-Stash + flexible pause | Basic recurring |
| Rebalancing | Automatic (Smart Portfolio) | Manual |
| Cost clarity | Fixed plans from $3/month | Varies |
| Time required | ~2 minutes to start | Hours of research |
Trusted by over a million investors
Plans from $3/month
You can earn $120+ a year just by investing and spending with Stash29
Cancel anytime.
Still have questions?
21 S&P Dow Jones Indices, SPIVA U.S. Year-End 2024 (2025)
22 Morningstar, Mind the Gap 2024 (2024)
23 OfficialData.org, S&P 500 Total Return Calculator (2025)
24 NYU Stern School of Business (Aswath Damodaran, Historical Returns 1928–2024, 2025)
25 UBS Global Investment Returns Yearbook 2024 and Crestmont Research (2025)
26 J.P. Morgan Private Bank, The Agony & the Ecstasy (2024)
27 MFS, Think Like a Long-Term Investor (2024)
28 Source: SmartAsset (2024)
29 Actual results may vary. Stock-Back® and Bonus terms apply. Example based on spending $200/month on utilities with Stash+ plan. Full banking disclosure available in footer.