Yes. Eligible customers can roll over an old 401(k) from a former employer into a Stash IRA. Start a rollover, and our partner Capitalize handles much of the process with your previous retirement provider, including paperwork and follow-up.

Stash does not recommend whether or not you should roll over retirement assets. That decision is yours. People weighing it often compare fees, available services, investment options, tax consequences, creditor protections, withdrawal rights, and distribution rules across their options, which include leaving assets in the old plan, moving them to a new employer's plan, rolling them into an IRA, or taking a distribution. A tax professional can help you think through your own situation.

Stash does not recommend for or against rolling over retirement assets. That depends on your situation and the features of your current plan.

This is built mainly for former-employer plans. If you’re still employed and the plan doesn’t allow an eligible in-service distribution, the rollover may not go through. Review your plan documents.

No. Stash does not accept inbound IRA transfers at this time.

No. Rollover funds don’t count toward your annual IRA contribution limit.

No. The rollover itself is not a contribution that earns the match. Eligible Stash+ customers can earn a 3% match on ongoing IRA contributions they make after money is in a Stash IRA — not on the amount rolled over. Match is given only on net contributions completed within a given month, on eligible contributions, up to your annual limit. This is not a reason to roll over. Stash does not recommend whether or not you should roll over retirement assets.

Yes, if you want to and your old plan allows it. Stash does not recommend how much, if any, you should roll over.

Yes. You can start another rollover for a different old plan, and you can have more than one in progress.