Money Coach
You don't need to be an expert. Let us help.
Available wherever you use Stash
By using AI Money Coach, you agree to these Terms and Conditions.
Money Coach is tied to your Stash account, so all interactions with the AI Money Coach are encrypted, and every tip is grounded in your real money moves: how much you’re investing, where your money is being put to work, and the actions you take every day.
Sign up for full accessHow Money Coach can help you
Investment Guidance
Get help understanding investment options and building a diversified portfolio that matches your risk tolerance and objectives. Get real-time guidance tailored to your unique financial situation, spending habits, and existing portfolio. Ask questions, set goals, and get actionable insights.
Managed Accounts
On top of investment guidance, with your Stash subscription you get access to Smart Portfolio.7 Smart Portfolio is a robo-advisor that gives you a diversified portfolio based on your goals. Smart Portfolio can build, monitor, and automatically rebalance your investments, taking the time and stress out of investing. Just open an account and let us invest for you, regularly.
Insights + Advice
Unlike other AI tools that aren’t connected to your account, Stash uses your portfolio and account data to give advice that’s truly personalized to you. It’s built into the app where you already get relevant insights and advice from Stash, like Hot Stocks, Ticker Talk, and our Monthly Insights Report for Stash+ members— helping you explore those insights in real time through chat.
Spending Guidance
Money Coach gets smarter when you spend with the Stock-Back® Card.1 Every purchase not only helps build your portfolio with Stock-Back®, but also helps your Coach understand your habits and expenses—so the advice you get is based on how you actually live and spend, not a generic profile.
Why advice beats going it alone
Money Coach isn't just another chatbot — it's your financial partner inside Stash.
Stash
Stash with AI Money Coach
- Personalized advice tied to your real portfolio, goals, and habits.
- Automates investing, diversification, and rebalancing with Smart Portfolio, Auto-Stash, and real-time guidance.
- Act instantly—invest straight from chat.
- Build confidence and investing skills over time with content and education tailored to your goals.
- Bank-level encryption; your data stays within Stash.
Typical tools
Other AI Tools
- Generic ideas based only on what you tell it.
- No automation or tracking—doesn't know your investment purchases, you'll have to manage it all yourself.
- Can't connect to your account or suggest real actions.
- Broad education, not tailored to you.
- Chats and data may be stored externally.
Results that Speak for Themselves
Here's a peek at some of the real guidance Money Coach has given to people just like you.
How diversified is my portfolio and how can I make it better?
How has recent news impacted my portfolio?
What is my next best action?
Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. Stash's AI Money Coach gives personalized financial advice based on clients' information that is available to Stash, and so it may not be based on a full picture of their finances. These Money Coach conversation examples should not be construed as Tax, Legal or Investment advice. Holdings and performance are hypothetical. This is not a depiction or any real clients assets or portfolio.
Frequently asked questions
Stash’s AI Money Coach gives general guidance based on your financial info available to Stash, but it’s not based on a full picture of your finances. While we do our best, we can’t guarantee the responses will always be accurate, complete, or right for your specific needs. You shouldn’t rely on it as your only source of truth.