3 units, 30+ lesson plans
Secondary (Stash101 roll out, all about banking, intro to crypto)
Secondary lesson plans are designed for grades 8+ to explicitly teach personal finance skills. Key concepts build on each other in every unit and from unit to unit. Each lesson connects to a Stash101 feature, so students learn skills through an activity, apply the skills to their simulated banking lives, and then revisit those skills throughout the course. Lessons align to Jump$tart personal finance standards and integrate CASEL competencies. While grades 8+ are suggested, teachers of other grades may find these lessons appropriate. We encourage you to pick and choose the lessons that work best for you. NOTE: You'll find the original PayGrade lesson plans for Units 1-8 can be found at this url https://www.stash.com/stash101/lesson-plans-homepageGet Stash101 Classroom Economy
- Lesson 1: Your Money Personality & Mind Map
- Lesson 2: Introducing Stash101 & Defining Financial Literacy
- Lesson 3: Resumes on Stash101
- Lesson 4: Stash101 Job Application
- Lesson 5: Setting Up Bills For Your Life And Learning to Be Critical Consumers of Money
- Bonus Lesson: Stash101 Fantasy Investing
- Lesson 1: Types of Accounts
- Lesson 2: Creating a Budget for Your Life
- Lesson 3: Your Credit Score
- The Ramsey Show Video: The History of Credit
- FoolProofMe Video: Do You Know What Makes Up Your Credit Score?
- Fair Isaac Corporation: FICO Score Education
- Consumer Financial Protection Bureau: Understand Your Credit Score
- NerdWallet: What Is a Credit Score, and What Are the Credit Score Ranges?
- KWL Chart: Your Credit Score
- Lesson 4: Credit—Good, Evil, or Somewhere in Between?
- Lesson 5: The Hidden Fees
- Lesson 6: Choosing a Credit Union/Bank
- Lesson 8—Summative Assessment
- Lesson 7: Review of All about Banking Unit (The Unfair Game)
- Lesson 1: The Origin of Money
- Lesson 2: What Makes Good Money?
- Lesson 3: Backed by What?
- Lesson 4a: How Money Is Created and Circulated in the United States
- Lesson 4b & 5: Printing Money Wrap-up & Hyperinflation: Venezuela and Zimbabwe Case Studies
- Lesson 6: What Is Bitcoin?
- Lesson 7: How Does Bitcoin Work?
- Lesson 8: The Future of Money
- Lesson 9—Summative Assessment
12 sessions, each 45-55 minutes in length
Young Adult (16-24+)
This instructor-led course is for young adults. Students need access to Stash101 on their own device to successfully engage in all simulated activities within the course.
Original PayGrade Lesson Plans for Units 4-8 of Financial Literacy Course
Old PayGrade Lesson Plans
Here you'll find the original PayGrade lesson plans for Units 4-8 of the Financial Literacy Course (now Secondary). You'll also find lightly revised lesson plans for all of Primary (Classroom Economy), along with Secondary Units 1-3.
(job training sheets, parent consent forms, community donations, etc)
Here you will find all of the additional add-ons to Stash101 like banker/entrepreneur/hr/payroll training cheat sheets, parental consent forms, community donation letter for auctions and more.
1 unit, 8 lesson plans
Primary (classroom economy)
Primary lesson plans are designed for grades K–8+. These lessons focus on using Stash101 as an online classroom economy and classroom management system that features hands-on money management and rewards for positive behaviors. The lessons are fairly short and gradually roll out the economy for both educators and students. Lessons align to Jump$tart personal finance standards and integrate CASEL competencies. *Note—while K–8 is suggested, teachers of other grades may find these lessons appropriate. We encourage you to pick and choose the lessons that work best for you.