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The client received cash compensation of up to $10,000 for providing this testimonial. Compensation creates an incentive for the client to recommend Stash. Testimonials are not representative of the experience of all clients and are not guarantees of future performance or success. For a representative sample of testimonials, refer to Apple App Store or Google Play reviews. To begin investing on Stash, you must be approved from an account verification perspective and open a brokerage account (“Personal Portfolio”). Promotion offer is subject to Terms and Conditions.

*Terms and Conditions

    By signing up for Stash from this offer page, You accept thePromotion Offer Terms and Conditions.
    Offer excludes IRAs, Custodial and Debit Accounts.

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    Choose the plan that’s right for you.

    Invest, bank and insure with ease. Switch or cancel anytime.§

    Stash Growth

    $3/month
    Advice11
    • checkmarkFor growing personal finances
    Investing access12
    • checkmarkPersonal Portfolio8
    • checkmarkSmart Portfolio7
    • checkmarkRetirement Portfolio4
    Banking access1
    • checkmarkStock-Back® Card1
    • checkmarkGet paid up to 2 days early3
    Insurance access
    • checkmark$1k life insurance offered by Avibra
    Get started

    Stash+

    $9/month

    Everything in Stash Growth.
    Plus, you’ll also get:

    Advice11
    • checkmarkFor family finances
    • checkmarkStash+ Market Insights
    Investing access12
    • checkmark2 Kids Portfolios (custodial accounts)5
    Banking access1
    • checkmark1% Stock-Back® up to $10001
    Insurance access
    • checkmark$10k life insurance offered by Avibra
    Get started

    Each plan includes Financial Counseling services which is impersonal investment advice, as it relates to guides, reports, and education material about investing and financial planning. Each plan includes the option to open a brokerage account and a bank account. The subscription fee is due if a client is receiving Financial Counseling Services regardless of whether or not a client chooses to open and/or use a brokerage account. In order to obtain personalized investment advice, clients are required to complete the suitability questionnaire during registration, must be approved from an account verification perspective and open a brokerage account. Click here for more details.

    Frequently asked questions

    What is Stash?toggle answer

    Stash is a personal finance app that can help anyone improve their financial life.

    From budgeting to saving for retirement, Stash features banking, investing, and advice all in one app. We’ve helped millions of Americans reach their financial goals–all for one low monthly price.

    What is Stash’s mission?toggle answer

    Stash is on a mission to empower everyday Americans to build wealth. We believe every financial decision can be an investment in your future—that’s why our tools and products are designed to help people achieve greater financial freedom.

    Unlike a lot of other financial companies, we’re here to help build healthy financial habits, hit money goals, and remove long-standing barriers to building wealth.

    By giving Stashers access to simple, affordable investing and unlimited financial education, we remove what we consider to be the two biggest barriers stopping everyday Americans from building wealth: inaccessibility and lack of financial literacy.

    In their place, we’ve created a clear path to better financial futures for all Americans.

    Is Stash safe?toggle answer

    Stash is 100 percent legit. From investments made to cash set aside, you can feel confident in the security of your money.

    • Stash uses cutting-edge security features.
    • Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).

      While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.

    • Stash offers access to FDIC-insured banking accounts through Stride Bank N.A., member FDIC.1

    Learn more about how we protect you and your assets →

    How does Stash work?toggle answer

    Stash can give you everything you need to build wealth for the long-term. Here’s how Stash works.

    1. Answer a few questions.
      When you first join Stash, we’ll get to know you by asking some questions. These help us understand your financial goals and provide useful, specific advice for things like investing and budgeting.

    2. Pick a plan.
      Then, you’ll choose your subscription plan, starting at just $3/month.
      With Stash, you'll have access to a personal brokerage account, a retirement account, and a Smart Portfolio. You’ll also receive the Stock-Back® Card that lets you earn stock when you spend. And there’s even more benefits depending on the plan you choose, like budgeting and saving tools, advice and education and more.

    3. Add money to Stash.
      You can add money to Stash automatically or manually. It only takes 5 minutes to set up direct deposit to send either all or a part of your paycheck straight to Stash. You can even receive your paycheck up to 2 days early.3

    4. Budget, save, and create goals
      Use our automatic budgeting and saving tools to organize your cash and track your spending.

    5. Invest your way.
      You’ve got options. Choose to invest in fractional shares with $5 or less—you can pick from thousands of stocks and ETFs. You can also shop and earn stock with the Stock-Back® Card.1

      Stash is built for long-term investing, not day-trading, so all of our market transactions execute during four trading windows each weekday. (Note: Availability of trading windows is dependent on market conditions and may be subject to limitations.)

    How much does Stash cost?toggle answer

    We offer two affordable monthly plans, Stash Growth and Stash+.

    Stash Growth costs $3/month. Ideal for first-time investors, this plan includes a personal investment account, the Stock-Back® Card,1 and saving tools. You’ll also get personalized advice geared toward your goals, along with a Roth or Traditional retirement account (IRA),4 an automated investing account (Smart Portfolio),7 and $1,000 of life insurance coverage through Avibra.

    Stash+ costs $9/month. It’s a great choice for savvy wealth builders and debit card spenders. It includes a personal investment account, and a Stock-Back® Card that earns 1% back in stock on every swipe, up to $1000 per month.1 Stash+ also gives you access to investment accounts for kids,5 a Roth IRA or Traditional IRA retirement account,4 and an automated investing account (Smart Portfolio)7. That’s in addition to personalized advice, an exclusive monthly market insights report, savings tools, and $10,000 of life insurance coverage through Avibra.

    Why does Stash charge a monthly fee?toggle answer

    We’re all about transparency. Unlike other investment apps, we don’t have banking overdraft charges2 or add-on transaction fees†—just a flat monthly subscription ($3 or $9 per month) for access to all your money needs. With Stash, we believe in providing bonuses back to you—like earning stock through your Stock-Back® Card1, which can grow in value over time. That’s in addition to enjoying wealth-building tools like fractional share investing, a retirement account,4 and unlimited financial advice.

    Learn about plans and pricing →