To begin investing on Stash, you must be approved from an account verification perspective and open a brokerage account.
Just tell us how much and how often—and we’ll invest for you. We can also offer investment recommendations when needed.
Invest without limits.
Unlimited trading, with no add-on commission fees.†
Invest in the future.
Start saving for retirement or your children.5
Each plan includes Financial Counseling services which is impersonal investment advice, as it relates to guides, reports, and education material about investing and financial planning. Each plan includes the option to open a brokerage account and a bank account. The subscription fee is due if a client is receiving Financial Counseling Services regardless of whether or not a client chooses to open and/or use a brokerage account. In order to obtain personalized investment advice, clients are required to complete the suitability questionnaire during registration, must be approved from an account verification perspective and open a brokerage account. Click here for more details.
We’ve built Stash so that investing in your personal brokerage account is simple, affordable, and accessible to everyone.
Invest in fractional shares.
On the Stash platform, you can start buying pieces of stocks and funds with as little as 1¢ (or 5¢ for investments priced over $1,000 per share). You get unlimited trades, with no add-on trading commissions charged.† Stash is built for long-term investing, not day-trading, so we only trade during four trading windows every day. (Note: Availability of trading windows is dependent on market conditions and may be subject to limitations.)
Pick your own stocks.
Unlike some other investing apps, you have the freedom to choose the stocks and funds that you want to invest in on Stash. We offer thousands of investments on our platform, and we’re frequently adding more. Browse our stocks and funds—you’ll probably see companies you know.
Need help building out your portfolio? Our diversification score feature analyzes how diversified your current mix of investments is, then recommends investments that align with your investor profile and can help improve your score.
Use automated investing tools.
We offer several automated tools that can help make it easier for you to invest regularly and build wealth. You can set a custom schedule of recurring investments on a weekly, biweekly, or monthly basis. You can also opt into round-ups, which automatically sets aside the spare change from your purchases for you to save and invest.
Get unlimited investing advice.
Many Stashers are beginner investors—but whether you’re a beginner or pro, we want you to learn how to invest with confidence on Stash. That’s why every Stash plan includes unlimited personalized advice and ongoing financial education. We break down complex investing topics into simple guides and how-tos, as well as cover important financial news. You can also subscribe to our weekly newsletter, The Wallet, to get the latest news and relevant resources delivered straight to your inbox.
Shop. Get stock. On us.
Every Stash plan also includes a no hidden fee2 bank account paired with the
The sooner you start investing, the greater your chance of benefiting from compound returns. It’s the reason you might not want to put off investing any longer, because it takes time to experience the effect. Here’s why... Let's say you invested $20 a week. After 20 years, your $20,800 investment would be worth over $34,000. (Assuming a 5% compound annual return).
Investing does involve some level of risk—but not investing is also a risk, thanks to inflation. There are also many ways that you can manage your portfolio’s risk, including diversification. We encourage Stashers to look to our simplified investing philosophy for guidance. We also offer diversification scores for personal portfolios, plus customized investment recommendations to improve your score.
Stash breaks down whole investments into smaller, more affordable pieces—called fractional shares. That way, you don’t have to pay for an entire expensive share in order to start investing in your favorite stocks and funds. You can start with as little as 1¢ (or 5¢ for investments priced at more than $1,000 per share).
A stock represents a piece of the earnings of an individual company, whereas a fund (ETF) is a bundle of related stocks, funds, and bonds. A bond is a form of debt—essentially, an IOU from a company, government, or some other entity. A well-diversified portfolio could include each of these asset types.
In addition to personal brokerage accounts, Stash also offers retirement accounts (Traditional or Roth IRA)4 and custodial investment accounts5—also known as investment accounts for kids under 18 years old. Each of these accounts includes fractional share investing, automated tools, and unlimited advice.
Your access to these types of investment accounts depends on the Stash subscription plan that you choose. Our plans start at just $1/month,† and you can switch or cancel at any time.§
The Stock-Back® Card1 is a debit card offered exclusively through Stash. When you use it to spend, we’ll reward you with matching pieces of stock on your purchases. It’s an easy, automatic way to help grow and diversify your investment portfolio, just by living your everyday life.
The Stock-Back® Card is backed by a FDIC-insured bank account with no hidden fees. That means no overdraft fees, no monthly maintenance fees, and no minimum balances, plus access to over 19,000 fee-free ATMs.2 Your bank account also includes perks like smart budgeting tools and payday up to 2 days earlier through direct deposit.3
Stash is a personal finance app that simplifies investing, making it easy and affordable for everyday Americans to build wealth and achieve their financial goals.
Stash was built with a simple philosophy: everyone should have access to investing. Thanks to fractional shares, anyone can invest in the stock market with $5 or less. And along with other investing and saving tools, like the Stock-Back® Card,1 Stash helps more than 5 million people reach their financial goals. (This is not an endorsement or a statement of satisfaction by any Stash client and is defined by the number of clients who have e-signed.)
Is Stash legit? Yes. From your investments to your cash, you can feel confident in the security of your money on Stash.
While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.
Stash offers three easy plans for long-term investing, starting at just $1/month.†
Stash Beginner costs $1/month. It can work for first-time budgeters and investors. It includes a personal investment account, the Stock-Back® Card,1 saving tools, personalized advice, and $1,000 of life insurance coverage through Avibra.‡
Stash Growth costs $3/month. It can work for people who want to expand their long-term wealth building plan. It includes a personal investment account, the Stock-Back® Card, saving tools, personalized advice, a Roth or Traditional retirement account (IRA),4 and $1,000 of life insurance coverage through Avibra.‡
Stash+ costs $9/month. It can work for savvy wealth builders and debit card spenders. It includes a personal investment account, a Stock-Back® Card that earns double stock,1 saving tools, personalized advice, a Roth IRA or Traditional IRA retirement account, investment accounts for kids,5 an exclusive monthly market insights report, and $10,000 of life insurance coverage through Avibra.‡