Take the Stash Challenge.

Stash can make investing easy. Start with $5 of a stock, on us.

After signing up, remember to check your email to claim your stock.

◊ Offer is subject to Terms and Conditions. Offer expires on August 1st, 2021. To be eligible to receive a Stock Reward, you must complete all of the following steps during the Promotion Period: (i) complete the interactive instructions included in your offer to participate in this Promotion, including visiting https://www.stash.com/challenge and selecting one stock from the predetermined list of one or more publicly-traded companies available on the Stash Platform; (ii) complete the designated registration process of opening an individual taxable brokerage account that is in good standing (a “Personal Portfolio”); (iii) link a funding account (e.g. an external bank account) to your Personal Portfolio AND (iv) Once you complete steps (i), (ii) and (iii), you will receive an email from Stash to “Claim your stock”, and you must click the “claim” icon in the email and then complete any subsequent interactive instructions presented to you by Stash in order for your Stock Reward to be credited to your Personal Portfolio. In the event you only complete the designated registration process to receive the Financial Counseling Service (as defined in your Advisory Agreement), as applicable to you, or do not otherwise complete the account opening process for an individual taxable brokerage account (“Personal Portfolio”), you will not be eligible to receive the Bonus. For a select group of clients, each plan will include Financial Counseling Advice along with access to open brokerage accounts and a bank account. The subscription Fee is due if a client is receiving Financial Counseling Services regardless of whether or not a client elects to open and/or use a brokerage account.

This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. All investments are subject to risk and may lose value. All product and company names are trademarks ™ or registered ® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

By using this website you agree to our Terms of Use and Privacy Policy.

Why take the Stash Challenge?
Consistent investing is the first step to building wealth. Next, if your investments generate returns, you can start earning returns on those returns. It’s called compounding, and it can have a powerful effect on building wealth.

See the potential of compounding.

Based on an estimated 8% average growth rate per year.

$85

/ week

$

5 years

$

10 years

$

20 years

Hypothetical projection: All investments involve risk, including loss of principal. This projection illustrates hypothetically, how factors such as recurring investments (amount and frequency) may impact the long-term value of investing given an 8% hypothetical rate of return (compounded annually). Please note, your account may be different for many reasons including, but not limited to, market fluctuations and volatility, changes in your recurring investments, withdrawals and additional investments, time horizon, taxes and fees, including your Subscription fees. This projection does not represent the actual performance of any client nor does it reflect the performance of any of the underlying investments therein. Diversification, asset allocation, and dollar cost averaging does not ensure a profit or guarantee against loss. Your actual investment return and principal value may fluctuate, so you may realize a gain or loss when shares are redeemed or sold. Please consider your objectives before investing. Investment outcomes and projections are forward-looking statements and hypothetical in nature. Your account balance may be more or less than your original investment. This example is for illustrative purposes only and is not indicative of the performance of any actual investment.

Hypothetical values shown in this tool assume the following factors: 1.) weekly contributions 2.) a 5, 10, or 20 year time horizon 3.) No other account deposits, investments, fees, or dividend reinvestment 4.) No withdrawals taken from this account. This tool does not take your existing account balance into consideration.

How to Invest The Stash Way®
Our core investing strategy includes regular investing, planning for the long-term, and diversification. Diversification analysis can help steer you toward a diversified portfolio. The rest you can achieve by following the Stash Way®
Learn more

Choose your Stash

Start investing for the long-term

Stash Beginner$1/month

Get started

Stash Growth$3/month

Get started

Stash+$9/month

Get started

Disclosure: For a select group of clients, each plan will include Financial Counseling Advice (i.e Impersonal Investment Advice) as it relates to one or more guides, education materials about investing and financial planning, along with access to open brokerage accounts and a bank account. The subscription fee is due if a client is receiving Financial Counseling Services regardless of whether or not a client elects to open and/or use a brokerage account. Click here for more details.

Take the Stash Challenge.

Invest $5 every week of 2021. Start with $5 of stock, on us.

After signing up, remember to check your email to claim your stock.

◊ Offer is subject to Terms and Conditions. Offer expires on August 1st, 2021. To be eligible to receive a Stock Reward, you must complete all of the following steps during the Promotion Period: (i) complete the interactive instructions included in your offer to participate in this Promotion, including visiting https://www.stash.com/challenge and selecting one stock from the predetermined list of one or more publicly-traded companies available on the Stash Platform; (ii) complete the designated registration process of opening an individual taxable brokerage account that is in good standing (a “Personal Portfolio”); (iii) link a funding account (e.g. an external bank account) to your Personal Portfolio AND (iv) Once you complete steps (i), (ii) and (iii), you will receive an email from Stash to “Claim your stock”, and you must click the “claim” icon in the email and then complete any subsequent interactive instructions presented to you by Stash in order for your Stock Reward to be credited to your Personal Portfolio. In the event you only complete the designated registration process to receive the Financial Counseling Service (as defined in your Advisory Agreement), as applicable to you, or do not otherwise complete the account opening process for an individual taxable brokerage account (“Personal Portfolio”), you will not be eligible to receive the Bonus. For a select group of clients, each plan will include Financial Counseling Advice along with access to open brokerage accounts and a bank account. The subscription Fee is due if a client is receiving Financial Counseling Services regardless of whether or not a client elects to open and/or use a brokerage account.

This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. All investments are subject to risk and may lose value. All product and company names are trademarks ™ or registered ® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

By using this website you agree to our Terms of Use and Privacy Policy.

Frequently asked questions

What is the Stash Challenge?

The Stash Challenge could be a great way to invest in yourself this year. To take the challenge, invest at least $5 every week in 2021—we’ll even give you $5 of stock to get started.1

We believe regular investing is a key to a healthy financial future, even if it’s just a little at a time. To make investing easier, we’ve simplified it with fractional shares and automatic investing tools. When you put these tools to work, you can start achieving greater financial freedom.

What is Stash?

Stash is a personal finance app that simplifies investing, making it easy and affordable for everyday Americans to build wealth and achieve their financial goals.

Stash was built with a simple philosophy: everyone should have access to investing. Thanks to fractional shares, anyone can invest in the stock market with $5 or less. And along with other investing and saving tools, like the Stock-Back® Card,1 Stash helps more than 5 million people reach their financial goals. (This is not an endorsement or a statement of satisfaction by any Stash client and is defined by the number of clients who have e-signed.)

How does Stash work?

Stash can give you everything you need to build wealth for the long-term. Here’s how Stash works.

  1. Answer a few questions.
    When you first join Stash, we’ll get to know you by asking some questions. These help us understand your financial goals and provide useful, specific advice for things like investing and budgeting.

  2. Pick a plan.
    Then, you’ll pick your subscription plan, starting at just $1/month.
    With Stash, you always get access to investing with a personal brokerage account, the Stock-Back® Card,1 budgeting and saving tools, advice and education, and life insurance coverage through Avibra. Depending on the plan you choose, you can also open an individual retirement account (IRA)4 and investment accounts for kids.5

  3. Add money to Stash.
    You can add money to Stash automatically or manually. If you have 5 minutes, you can set up direct deposit to send either all or a part of your paycheck straight to Stash. You can even receive your paycheck up to 2 days early.3

  4. Bank, budget, and create goals
    You can also use our automatic budgeting and saving tools to organize your cash into different spaces,6 create goals, and track your spending.

  5. Invest your way.
    Once your cash is in Stash, you can choose to invest it in fractional shares of thousands of stocks and ETFs with $5 or less, or make purchases with the Stock-Back® Card1 and earn stock on Stash as you spend.

    Stash is built for long-term investing, not day-trading, so all of our market transactions execute during four trading windows each weekday. (Note: Availability of trading windows is dependent on market conditions and may be subject to limitations.)

How much does Stash cost?

Stash offers three easy plans for long-term investing, starting at just $1/month.

Stash Beginner costs $1/month. It can work for first-time budgeters and investors. It includes a personal investment account, the Stock-Back® Card,1 saving tools, personalized advice, and $1,000 of life insurance coverage through Avibra.

Stash Growth costs $3/month. It can work for people who want to expand their long-term wealth building plan. It includes a personal investment account, the Stock-Back® Card, saving tools, personalized advice, a Roth or Traditional retirement account (IRA),4 and $1,000 of life insurance coverage through Avibra.

Stash+ costs $9/month. It can work for savvy wealth builders and debit card spenders. It includes a personal investment account, a Stock-Back® Card that earns double stock,1 saving tools, personalized advice, a Roth IRA or Traditional IRA retirement account, investment accounts for kids,5 an exclusive monthly market insights report, and $10,000 of life insurance coverage through Avibra.

Compare all subscription plans →

Why does Stash charge a monthly fee?

Predatory fees from financial services are awful. In 2019, Stashers who paid at least one external bank fee paid an average of $382/year in overdraft fees to their other banks.*

We think that’s wrong. So when we built Stash, we did it with a completely different financial structure. Stash plans are simple, transparent, and start at just $1/month with no hidden fees.

We’re all about transparency. Just like how you pay a flat-fee subscription to a music streaming service for access to millions of songs, you pay Stash a flat-fee subscription ($1, $3, or $9 per month) for access to all your money needs—like fractional share investing, a debit card that earns stock when you spend,1 and unlimited financial advice.

Learn about plans and pricing →

*The average amount of overdraft fees that a banking customer paid is derived from data obtained from linked external checking accounts analyzed through the Quovo service. Average overdraft fee calculation is based on a lookback of users’ bank account transactions from January 1, 2019 through December 31, 2019 for the following type of fees: Overdraft Fees, as categorized by Quovo. Banking account does provide overdraft services.

Is Stash safe?

Is Stash legit? Yes. From your investments to your cash, you can feel confident in the security of your money on Stash.

  • Stash uses cutting-edge security features.
  • Stash works to keep your spending safe and secure.
  • Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).

    While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.

  • Stash offers FDIC-insured bank accounts through Green Dot Bank.1

Learn more about how we protect you and your assets →

What is Stash’s mission?

Stash is on a mission to empower regular Americans to build wealth. We believe every financial decision can be an investment in your future—that’s why our tools and products are designed to help people achieve greater financial freedom.

Unlike a lot of other financial companies, we’re here to help build healthy financial habits, hit money goals, and remove long-standing barriers to building wealth.

By giving Stashers access to simple, affordable investing and unlimited financial education, we remove what we consider to be the two biggest barriers stopping regular Americans from building wealth: inaccessibility and lack of financial literacy.

In their place, we’re building a clear path to better financial futures for all Americans.

Get $5 of stock

After signing up, remember to check your email to claim your stock.

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